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'Can you help with my credit rating?'

The Daily Telegraph 13 Jun 2013
I realise that it was my error for not paying the bill on time but I’m really upset to have a black mark on my credit rating for what was an oversight ... I have arranged for Equifax one of the credit reference agencies to write to you to offer you a complimentary copy of your credit file and to go through the file with you once you have this.
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